Are you on the fence about cat insurance? If so, you’re not alone. Many people think that cat insurance is just another expenditure, but the truth is that cat insurance can save tons of time and money when your pet has an emergency situation arise or if you want coverage over their preventative care.
A common misconception is that older animals aren’t eligible for coverage, but with many of the more recently popular pet insurance brands there are fewer age caps and more options for customizable coverage when it comes to cat insurance. Cat insurance is an investment in your furry friends long term well being and future, and it’s something every cat owner should consider.
Even if you never use it, it will keep your mind at ease knowing that you have the best care available for you or your family’s loved one. Keep reading to discover the benefits of cat insurance!
Your Pet’s Emergencies are Insured
With the most basic coverage, you can get all emergencies, accidents and sudden illnesses covered for a low monthly premium. This can include things like hereditary diseases, infections and chronic conditions that require ongoing care for your cat. These issues can become costly fast, and without coverage it can cause a big financial strain on you forcing you to decide what level of care you can afford to give your pet.
Too often pet owners are forced to make tough decisions about their pet’s care when emergencies and accidents occur, only because the cost is too great to take on without coverage. When emergencies arise, you’ll be grateful you made the decision to get cat insurance for your kitty!
No More Second Guessing
With cat insurance, you’ll take the guesswork out of whether or not you can pay for a pet hospital visit when your animal has an accident, infection or chronic condition arise. You’ll feel more at ease with the knowledge that no matter what happens, you can get your cat the care they need without having to worry about eating the cost of expensive vet bills.
With cat insurance you’ll have a comprehensive understanding of your plan and know right away what to expect when your cat gets sick or suffers an accident. And for pets that need prescription medications, there are many amazing cat insurance providers that cover medications to treat a covered condition when prescribed by your vet. This is great news if your cat develops a chronic condition and needs consistent care, medications or diet.
Preventative Care
The biggest thing that cat owners are looking for when shopping for insurance is preventative care. Preventative care covers any vet visits or treatments for your cat’s overall wellness and for the prevention of disease, illness or infection. With basic coverage, your vet visits will only be covered if the reason is due to accident or sudden illness.
Preventative care allows you to be covered even when your cat isn’t exhibiting symptoms or has been in an accident. Preventative care costs a little bit more each month, but the savings in the long run will make the monthly cost worth it when seeking preventative care for your cat.
Most pet insurance providers will allow you to make changes to your plan to upgrade or downgrade as your needs change. This is an important feature to look out for when purchasing insurance for your cat, even if you don’t plan on using it right away.
Exam Fees
When it comes to cat insurance, things like vet visits and exam fees are difficult to get providers to cover the cost of. Fortunately, there are a select few insurance providers that do cover exam fees related to injury or a covered condition! The key is to read the fine print with every insurance provider that you’re considering going with to fully understand the scope of their benefits and what they offer.
It may seem like your exam fees are covered, but it could be for extremely specific conditions. Make sure you find a provider that offers coverage of exam fees due to injury, accidents and illnesses such as skin or respiratory infections.
Cat insurance is one of the best things you can do for your furry friend. The benefits certainly outweigh the cost in most cases with monthly premiums being commonly low for animals, especially when you start out with the most basic coverage. With cat insurance, you can rest easy knowing that any emergency, accident or sudden infection that pops up.
The best cat insurance will have customizable plans, preventative care options to cover wellness checkups and exam fees, and amazing customer service to help you find the best care option for you and your cat. And for multiple cat owners, you can usually get a discount on multiple pets. So what are you waiting for? Start shopping for cat insurance today!
